Fee Disclosures | Greenlight
FEE DISCLOSURES — SHORT FORM AND LONG FORM
Last Updated: September 8, 2026
These Fee Disclosures apply only to customers who have enrolled in a Greenlight Prepaid Mastercard (each, a “Cardholder”). These Regulation E fee disclosures do not apply to customers who subscribe to a Greenlight plan, but do not enroll in the Greenlight Prepaid Mastercard and are not issued a Greenlight Card.
Subscription fees applicable to non-card subscribers are set forth in the Greenlight Service Agreement. The Greenlight Prepaid Mastercard is governed by the Greenlight Cardholder Agreement, a separate, standalone agreement directly between the Cardholder and Community Federal Savings Bank (“CFSB”), which is not incorporated into, and does not incorporate, the Greenlight Service Agreement.
This disclosure is also available online at greenlight.com/fee-disclosures.
SHORT FORM FEE DISCLOSURE
Greenlight® Prepaid Mastercard
Updated: September 8, 2026
| Fee Type | Amount |
|---|---|
| Monthly fee | $19.98^ |
| Per purchase | $0 |
| ATM withdrawal | $0 |
| Cash reload | $0 |
| Domestic ATM balance inquiry | $0 per inquiry |
| Customer service | $0 per call |
| Inactivity | $0 per month |
| Card replacement | $5.99 or $24.99* per replacement as applicable |
| Custom card | $9.99 |
^Your monthly or annual fee depends on the plan you selected. Annual subscription pricing, where available, will be set at or below the equivalent of your monthly fee multiplied by twelve. See plan details below.
No Overdraft/Credit feature
Your Card Account does not have an overdraft or credit feature. You cannot spend more than the available balance.
FDIC Insurance
Your funds are held for you with CFSB or at another FDIC-insured bank in accordance with the terms and conditions of this Greenlight Cardholder Agreement. Once your funds are deposited with us or with another FDIC-insured Bank, they are eligible for FDIC insurance coverage up to $250,000 per depositor, per bank, per ownership category in the event of a bank failure, provided that your card is registered and we can identify you as the owner of the funds. Register your card for FDIC insurance eligibility and other protections.
For general information, visit https://www.fdic.gov/deposit/deposits/prepaid.html.
Fees and Service Details
Find details and conditions for all fees and services in the card agreement by visiting greenlight.com/cardholder or calling 888-483-2645.
LONG FORM FEE DISCLOSURE
GREENLIGHT® PREPAID MASTERCARD FEE SCHEDULE
(All fees associated with your Greenlight® Prepaid Mastercard and Subscription)
Updated: September 8, 2026
| All Fees | Amount | Details |
|---|---|---|
| Get started fee | $0 | No fee to obtain or activate your Card. |
| Subscription fee1 | $5.99–$19.98/mo* | *Fee depends on plan: Greenlight Core Plan $5.99/mo; Greenlight + Invest Plan $8.98/mo; Greenlight Max Plan $10.98/mo; Greenlight Infinity Plan and Greenlight Infinity Select Plan $15.98/mo; Greenlight Family Shield Plan and Greenlight Family Shield Select Plan $19.98/mo; Greenlight Select Plan set by partner.*Annual pricing, where available, will be set at or below the monthly fee multiplied by twelve (12). |
| Add money | ||
| Debit card | $0 | — |
| ACH from linked bank | $0 | — |
| PayPal | $0 | — |
| Venmo | $0 | — |
| Direct deposit | $0 | — |
| Transfer from Invest Account | $0 | — |
| Purchases (in-store/online) | $0 | — |
| ATM withdrawal (domestic) | $0 | Plus ATM operator fees, even if you do not complete a transaction. |
| ATM decline (domestic) | $0 | — |
| ATM withdrawal (international) | $0 | Plus ATM operator fees, even if you do not complete a transaction. |
| ATM decline (international) | $0 | — |
| Customer service (live agent) | $0 | — |
| Other | ||
| Card replacement | $0 (first per family, per calendar year); $5.99 per card thereafter | — |
| Card replacement — express delivery (optional) | Up to $24.99 | — |
| Custom card | $9.99 | — |
| Inactivity | $0 | — |
| Unused balance retention (upon account closure) | Up to $1.00 | One-time fee. Greenlight may retain unused balances under $1.00 upon Card Account closure. See your Greenlight Cardholder Agreement, Section 14.2, for details. |
Balance and Transfer Limitations
Updated: September 8, 2026
| Description | Amount |
|---|---|
| Maximum Balance per Family | $50,000.00 |
| Maximum Balance per Secondary/Supported Adult Account | $15,000.00 |
| POS Daily Spend Limit per Secondary/Supported Adult Account | $5,000.00 |
| POS Weekly Spend Limit per Secondary/Supported Adult Account | $7,500.00 |
| POS Daily Spend Limit per Family | $7,500.00 |
| POS Weekly Spend Limit per Family | $10,000.00 |
| Daily Limit for Transfer to Invest Account per Family | $5,000.00 |
| Weekly Limit for Transfer to Invest Account per Family | $10,000.00 |
| Weekly Limit for Transfer from Invest Account per Family | $50,000.00 |
| Daily ATM Cash Withdrawal per Secondary/Supported Adult Account | $400.00 |
| Weekly ATM Cash Withdrawal per Secondary/Supported Adult Account | $1,000.00 |
| Daily ATM Cash Withdrawal per Family | $600.00 |
| Weekly ATM Cash Withdrawal per Family | $1,500.00 |
| Minimum Pay Link Load per Transaction | $5.00 |
| Maximum Pay Link Load per Transaction | $250.00 |
| Maximum Pay Link Load per Secondary Account per Month | $1,000.00 |
| Maximum Greenlight Gift per Transaction | $100.00 |
| Maximum Greenlight Gift Load per Secondary Account per Week | $200.00 |
| Maximum Greenlight Gift Load per Family per Month | $1,000.00 |
“Family” means the Primary Account plus all related Secondary Accounts and Supported Adult Accounts. “Week” or “Weekly” means a rolling seven (7)-day period. “Month” means a rolling thirty (30)-day period.
The Greenlight Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
No Overdraft/Credit Feature
Your Card Account does not have an overdraft or credit feature. You cannot spend more than the available Card Account balance. Register your card to access FDIC insurance eligibility, dispute resolution rights, and other applicable legal protections.
FDIC Insurance
Your funds are held for you with CFSB or at another FDIC-insured bank in accordance with the terms and conditions of the Greenlight® Prepaid Mastercard Cardholder Agreement. Once your funds are deposited with us or with another FDIC-insured Bank, they are eligible for FDIC insurance coverage up to $250,000 per depositor, per bank, per ownership category in the event of a bank failure, provided that your card is registered and we can identify you as the owner of the funds. Register your card for FDIC insurance eligibility and other protections.
For general information, visit https://www.fdic.gov/deposit/deposits/prepaid.html.
Contact Information
For questions, disputes, or to request account information, you can contact us as follows:
• By phone: 888-483-2645 • By mail: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308 • Online: greenlight.com
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Complaints
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.